So I applied for a loan through Capital One and they gave me an outrageous quote of 12%. I was talking with a dealer and am on the fence about whether I want to buy his car but he was able to get me an interest rate of 6.9% through a bank his dealership works through.
How can I get a comparable rate without going through a dealer?
Thanks
Good idea Judy, do you have any that you recommend?
Thanks Gary, I’ve been looking at credit unions and so far they all need you to be a member in order to qualify for an auto loan.
I’m Military in a Military town, I don’t trust any banks/credit unions in my area. Do you know of any that I could join without being local?
Written by Chicago Dealerships on July 20th, 2010 with 4 comments.
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I can’t find my loan paperwork right now, and until now I have been carrying extremely ample coverage, but I just got a speeding ticket and now I can’t afford that coverage. I’m trying to get some other quotes but I’m not sure what I should be guestimating at. I’m with a Credit union if it matters, but I am guessing its pretty standard for these things?
“Full coverage” is a term that means absolutely nothing to me, when I am trying to get a quote there are a bunch of numbers. Which numbers for each category are considered “full” coverage?
Written by Chicago Dealerships on July 20th, 2010 with 3 comments.
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My husband and I need to lower our monthly payments. We have no debt except a line of credit for $60,000 with the payment of $410 and two car loans both adding up to about $25,000 and the combined payment of $1050/mo. So, we are spending about $1400/month for these 3 things. If we got a loan for $110,000 and payed all these off, our payment at 6.6% would be around $700/month. Of course I would always pay more than that per month which would go to principle. Why isn’t this a good thing to do? I realize that getting a new car would add to our payments once again. So, that would not be smart. Other than that, is this a smart thing to do? It seems like it is, but then why don’t more people do this?
Written by Chicago Dealerships on July 20th, 2010 with 5 comments.
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I live in Idaho. I have not yet payed off the auto loan so I’m required to have full coverage insurance. According to some people I am paying too much (about 700 for 6 months), as they are paying far less. I have geico, but from time to time I look around and get quotes, and it is always slightly higher than what I have now. However, that might be because I am opting for coverage I might not need.
So the question boils down to, what is the bare minimum requirements for “full coverage” auto insurance in Idaho?
Written by Chicago Dealerships on July 15th, 2010 with 4 comments.
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Hi all,
I am a student and don’t have a credit. So can anyone suggest me how i can have a car loans.
I have heard of pre approved car loans are there any possibilities that i can get a loans from such dealers.
Please help me out. Any reply will be appreciated.
Thanks in advance.
Written by Chicago Dealerships on July 11th, 2010 with no comments.
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