Archive for July 20th, 2010

How can I get a good auto loan APR. 10pts?

So I applied for a loan through Capital One and they gave me an outrageous quote of 12%. I was talking with a dealer and am on the fence about whether I want to buy his car but he was able to get me an interest rate of 6.9% through a bank his dealership works [...]

If you have an auto loan, how much coverage (insurance) does a lender in CA generally require you to care?

I can’t find my loan paperwork right now, and until now I have been carrying extremely ample coverage, but I just got a speeding ticket and now I can’t afford that coverage. I’m trying to get some other quotes but I’m not sure what I should be guestimating at. I’m with a Credit union if [...]

Is it smart to use a home equity loan to pay off car loans, and a line of credit?

My husband and I need to lower our monthly payments. We have no debt except a line of credit for $60,000 with the payment of $410 and two car loans both adding up to about $25,000 and the combined payment of $1050/mo. So, we are spending about $1400/month for these 3 things. If we got [...]