Archive for the 'New Car Dealership' Category

How can I get a good auto loan APR. 10pts?

So I applied for a loan through Capital One and they gave me an outrageous quote of 12%. I was talking with a dealer and am on the fence about whether I want to buy his car but he was able to get me an interest rate of 6.9% through a bank his dealership works [...]

If you have an auto loan, how much coverage (insurance) does a lender in CA generally require you to care?

I can’t find my loan paperwork right now, and until now I have been carrying extremely ample coverage, but I just got a speeding ticket and now I can’t afford that coverage. I’m trying to get some other quotes but I’m not sure what I should be guestimating at. I’m with a Credit union if [...]

Is it smart to use a home equity loan to pay off car loans, and a line of credit?

My husband and I need to lower our monthly payments. We have no debt except a line of credit for $60,000 with the payment of $410 and two car loans both adding up to about $25,000 and the combined payment of $1050/mo. So, we are spending about $1400/month for these 3 things. If we got [...]

What is the bare minimum for full coverage auto insurance?

I live in Idaho. I have not yet payed off the auto loan so I’m required to have full coverage insurance. According to some people I am paying too much (about 700 for 6 months), as they are paying far less. I have geico, but from time to time I look around and get quotes, [...]

How to avail pre approved car loans when having almost no credit?

Hi all, I am a student and don’t have a credit. So can anyone suggest me how i can have a car loans. I have heard of pre approved car loans are there any possibilities that i can get a loans from such dealers. Please help me out. Any reply will be appreciated. Thanks in [...]